Office of Scholarships and Financial Aid
search icon
Twitter bird

Federal Direct Loans

Special Instructions for all loans

Note: 2013-2014 Federal Direct Loans will not be available for acceptance until mid-July.

Browser pop-ups must be enabled in order to complete the loan process.

Students and parents must use their legal name and social security number as it appears on their social security card for all loan documents.

Parents must use the website below (not UAccess) if they choose to accept the Federal Direct Parent PLUS loan.

Guest Access is a “must have” for parents intending to borrow the Federal Direct Parent PLUS loan.

All disbursed aid is divided into two equal disbursements paid to the student, half in the fall term and half in the spring term.

Note: Time limitation on Direct Subsidized Loan Eligibility for First-Time Borrowers on or after July 1, 2013.

 

Important Dates: Federal loans requested after these priority deadlines may not be processed.

  • Student loans must be accepted before the end of your student's academic term.
  • November 21, 2013 is the priority date for requesting federal loans for students graduating in December 2013.
    December 12, 2013 is the absolute deadline to accept loans for December graduates and students not returning to UA in Spring 2014. Any loans accepted after December 12th where the student is not enrolled in Spring 2014 will be canceled and loan funds returned to the lender.
  • January 3, 2014 is the deadline to have WEB Refund set-up for direct deposit for the first Spring 2014 disbursement.
  • January 8, 2014 is the official state date for Spring 2014 disbursements for students who meet all disbursement conditions.
  • May 4, 2014 is the priority processing date for requesting 2013-2014 federal loans for students attending both fall and spring terms or spring only.

Repayment Information

What will my payments be? Repayment Calculator

What could my salary be after college in this career?

Loan Acceptance Instructions

Freshmen and Undergraduate Students

Student loans will be available in July for students who:
Federal Direct Subsidized/Unsubsidized Loans
  • Undergraduate degree seeking students must be enrolled in undergraduate level courses to receive federal student loans. (at least 6 units as half-time)
  • Graduate Non-degree seeking students are not eligible for federal student loans

Graduate/Professional Students

Federal Direct Unsubsidized Loans

Student loans will be available in July for students who:

  • Have been awarded Federal Direct Unsubsidized loans
  • Meet the Satisfactory Academic Progress standards for financial aid
  • Do not have outstanding "To Do" items in UAccess
  • Graduate degree seeking students must be enrolled at least half time (5 units) in graduate level courses to receive federal student loans.
  • Graduate non-degree seeking students are not eligible for federal student loan funds.
Federal Direct Grad PLUS (Credit check is required)

See Protect your credit for adverse credit Information.

Parents

Federal Direct Parent PLUS Loans (Credit check is required)


Available early July for parents whose student(s):

  • Have been awarded the Federal Direct Parent PLUS loan
  • Meet the Satisfactory Academic Progress standards for financial aid
  • Do not have outstanding "To Do" items in UAccess

UA will not send Parent PLUS loans  for credit check until July 10th
Parent(s) with adverse credit will be denied. See Protect your credit for adverse credit Information.

How much Parent PLUS Loan can a parent afford?

Perkins Loan

Federal Perkins Loans

Perkins loans will be available in July for students who:

  • Have been awarded the Federal Perkins Loan
  • Meet the Satisfactory Academic Progress standards for financial aid
  • Do not have outstanding "To Do" items in UAccess

Perkins loans are very limited funds and are subject to be canceled from your financial aid awards and not reinstated if you do not accept the loan by November 1.

Other Federal, State or University Education Loans

Other Federal, State, or University Educational Loans

Other  loans will be available in July for students who:

  • Have been awarded the applicable federal, state or university loans
  • Meet the Satisfactory Academic Progress standards for financial aid
  • Do not have outstanding "To Do" items in UAccess

Private Educational Loans

Private Educational Loans are not part of the William D. Ford Federal Direct Loan Program. These are credit-based loans which can be requested when other aid is not sufficient to cover all educational expenses. A co-signer is always recommended for undergraduate borrowers

  • Office of Scholarships and Financial Aid, P.O. Box 210066, Tucson, AZ 85721
  • Phone: 520.621.1858
  • Fax: 520.621.9473