Accept Loans: Students

BEFORE YOU CONTINUE: If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.

1. Log into your UAccess Student Center
2. Halfway down the left side of the page under the Finances section click Accept/Decline Awards
   
3. Select the appropriate Aid Year and accept your loans

Notes:

• You are not required to borrow and may borrow less than the amount offered
• Know what you will owe after college. Manage your Debt.
• Graduate/Professional Students Applying for the Graduate PLUS Loan: If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.

First-time UA borrowers must complete loan entrance counseling with the U.S. Department of Education.

You must complete an MPN with the U.S. Department of Education if:

• You are a First-time UA borrower and an MPN that lists UA as the designated school has never been completed.
• No actual loan funds were borrowed within 12 months of signing your last MPN.
• Your current MPN has expired and is no longer valid. (MPNs are only valid for ten years)
• You directed the lender to terminate an MPN to stop any new loans from being borrowed under the MPN.

Graduate PLUS Loan Borrowers must complete a Graduate PLUS MPN if:

• You have never completed a Graduate PLUS MPN that lists the University of Arizona as the designated school. (This is a different MPN than the Federal Direct Subsidized and Unsubsidized loans)