Accept Loans: Students

BEFORE YOU CONTINUE: If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.

1. Log into your UAccess Student Center and select "Financial Aid Summary" under the Financial Aid menu.
2. Select the appropriate aid year using the “Change Year” button and click the "Accept Self-Help Aid" button.
   
3. You can elect to accept less than the full amount offered by clicking the "Partial Amount" button, entering the amount you would like to accept in the "Accepted Amount" field, and clicking "Submit". If you would like to accept the full amount offered, click the "Full Amount" button and click "Submit".
   
4. Follow the prompts to complete the acceptance process. 

Notes:

• You are not required to borrow and may borrow less than the amount offered
• Know what you will owe after college. Manage your Debt.
• Graduate/Professional Students Applying for the Graduate PLUS Loan: If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.

First-time UA borrowers must complete loan entrance counseling with the U.S. Department of Education.

You must complete an MPN with the U.S. Department of Education if:

• You are a First-time University of Arizona borrower and an MPN that lists Arizona as the designated school has never been completed.
• No actual loan funds were borrowed within 12 months of signing your last MPN.
• Your current MPN has expired and is no longer valid. (MPNs are only valid for ten years)
• You directed the lender to terminate an MPN to stop any new loans from being borrowed under the MPN.

Graduate PLUS Loan Borrowers must complete a Graduate PLUS MPN if:

• You have never completed a Graduate PLUS MPN that lists the University of Arizona as the designated school. (This is a different MPN than the Federal Direct Subsidized and Unsubsidized loans)