Accept Loans: Students
Step
1Accept your loans on UAccess Student Center
- Log into your UAccess Student Center
- Halfway down the left side of the page under the Finances section click Accept/Decline Awards
- Select the appropriate Aid Year and accept your loans
Loans for students enrolled the full academic year will be split evenly between the fall and spring semesters, be sure to accept the total loan amount needed for the entire school year!
Notes:
- You are not required to borrow and may borrow less than the amount offered
- Know what you will owe after college. Manage your Debt.
Step
2Complete Loan Entrance Counseling
First-time UA borrowers must complete loan entrance counseling with the U.S. Department of Education.
Step
3Complete Loan Agreement (Master Promissory Note - MPN) for a Subsidized/Unsubsidized or Graduate PLUS Loan
You must complete an MPN with the U.S. Department of Education if:
- You are a First-time UA borrower and an MPN that lists UA as the designated school has never been completed.
- No actual loan funds were borrowed within 12 months of signing your last MPN.
- Your current MPN has expired and is no longer valid. (MPNs are only valid for ten years)
- You directed the lender to terminate an MPN to stop any new loans from being borrowed under the MPN.
Graduate PLUS Loan Borrowers must complete a Graduate PLUS MPN if:
- You have never completed a Graduate PLUS MPN that lists UA as the designated school. (This is a different MPN than the Federal Direct Subsidized and Unsubsidized loans)
Confirm Which Charges To Pay
Students must grant UA permission to pay charges other than tuition and mandatory fees with their federal student financial aid (grants and student loans).
- Log into your UAccess Student Center
- Halfway down the left side of the page under the Finances section click Financial Aid Authorization and grant UA permission to pay any current charges on your bursar account.
Learn about the interest rates, repayment and other important loan information here.