Office of Scholarships and Financial Aid
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UA Earn to Learn

Earn to Learn is a need-based scholarship program that teaches financial literacy, and rewards students and families who are committed to saving money to attend the University of Arizona with $4,000 of matching scholarship funding. Utilizing special matching savings accounts (called Individual Development Accounts or IDAs), qualifying students who make deposits for at least 6 months and meet their $500 savings goal prior to attending UA will earn $4,000 in matching funds to pay for tuition, books, and other university related expenses. The matching scholarship is renewable for up to four years depending on on-going funding as long students remain eligible and continue to save $500 each year.

Additionally, the program utilizes one-on-one coaching for students which includes personal finance training, college readiness training, and ongoing support from the very first day of attending UA all the way through graduation. The use of IDA’s in conjunction with one-on-one coaching has been proven as a way to help individuals and families develop productive financial behaviors that increase the likelihood of program participants to finish college with a degree and less debt.

Eligibility Requirements

This renewable scholarship opportunity is available for incoming freshman students or community college transfers meeting all the combined Earn to Learn program requirements ( and the specific, and additional, UA requirements listed below:

UA will consider the following students for the program:

  • Must be a first time incoming freshman for fall enrollment, (directly from high school) or a community college transfer student for fall enrollment at UA. This award is not available for use in UA Online programs.
  • Complete the FAFSA by January 31st (UA code is 001083).
    You can complete the FAFSA any time after October 1st. UA encourages you to estimate tax information on your FAFSA, if necessary, to ensure that you are an on-time applicant.  You must list UA as a destination school (code 001083)
  • Must be accepted into the Earn to Learn Program before February 1st

Additional Information

  • The $4,500 may be applied toward University of Arizona tuition and other approved university expenses only.
  • Students must apply for entrance and be accepted into UA by January 31st
  • Completing a FAFSA application is required for this program. Students must be eligible to receive federal financial aid for the semester in which they plan to attend UA
    • Complete the FAFSA by January 31st
    • IMPORTANT You must list UA as a destination school (code 001083)
    • FAFSA EFC must be less than $6,000 and be eligible to receive federal financial aid
    • How to Correct/Update your FAFSA

Participants must also meet the Earn to Learn program's minimum eligibility and program requirements.

To learn more about these requirements, visit 


  • Office of Scholarships and Financial Aid, P.O. Box 210066, Tucson, AZ 85721
  • Phone: 520.621.1858
  • Fax: 520.621.9473