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NCAA Manual - Bylaw 15 - Financial Aid Excerpts


15.01.2 Improper Financial Aid

Any student-athlete who receives financial aid other than that permitted by the Association shall not be eligible for intercollegiate athletics.


15.01.5 Eligibility of Student-Athletes for Institutional Financial Aid.

A student-athlete must meet applicable NCAA (see Bylaw 14), conference and institutional regulations to be eligible for institutional financial aid. If these regulations are met, the student-athlete may be awarded institutional financial aid during any term in which a student-athlete is in regular attendance [i.e., was enrolled initially in a minimum full-time program of studies as defined by the certifying institution during that term (see Bylaw for final term exception and Bylaw 15.2.8 for summer-term exception)] under the following circumstances: (Revised: 6/8/99)

(a) The student-athlete is an undergraduate with eligibility remaining under Bylaw 14.2 (five-year rule);

(b) The student-athlete is a graduate student eligible under Bylaw 14.1.9;

(c) Within six years after initial enrollment in a collegiate institution (provided the student does not receive such aid for more than five years during that period); however, after the six-year period expires, this restriction shall apply only to unearned athletics aid for which the athletics department intercedes on behalf of the student-athlete; or

(d) The student-athlete receives a degree-completion award from the NCAA.  (Adopted:  1/8/07 effective 8/1/07)

[Note: See Bylaw for the financial aid implications in the prohibition against contacting student-athletes of another four-year collegiate institution without permission of that institution's athletics director. See Bylaw for financial aid implications related to the academic eligibility of four-year college transfers.] (Revised: 1/9/06 effective 8/1/07)


15.01.6 Maximum Institutional Financial Aid to Individual.

An institution shall not award financial aid to a student-athlete that exceeds the cost of attendance that normally is incurred by students enrolled in a comparable program at that institution (see Bylaw 15.1).  (Revised: 4/29/04 effective 8/1/04)


15.02.5 Full Grant-in-Aid.

A full grant-in-aid is financial aid that consists of tuition and fees, room and board, and required course-related books.



A student-athlete shall not be eligible to participate in intercollegiate athletics if he or she receives financial aid that exceeds the value of the cost of attendance as defined in Bylaw 15.02.2. A student-athlete may receive institutional financial aid based on athletics ability (per Bylaw, outside financial aid for which athletics participation is a major criterion (per Bylaw and educational expenses awarded per Bylaw up to the value of a full grant-in-aid, plus any other financial aid unrelated to athletics ability up to the cost of attendance. (See Bylaw,, 16.3, 16.4 and 16.12.) (Revised: 4/29/04 effective 8/1/04, 5/26/09)


15.1.1 Exception for Pell Grant.

A student-athlete who receives a Pell Grant may receive financial aid equivalent to the limitation set forth in Bylaw 15.1 or the value of a full grant-in-aid plus the Pell Grant, whichever is greater.  (Adopted: 4/29/04 effective 8/1/04)


15.3.2 TERMS OF INSTITUTIONAL FINANCIAL AID AWARD Conformance to Institutional and Conference Regulations.

Financial aid awarded by an institution to a student-athlete shall conform to the rules and regulations of the awarding institution and of that institution's conference(s), if any.  A violation of this bylaw that relates only to a violation of a conference rule shall be considered an institutional violation per Constitution 2.8.1; however, such a violation shall not affect the student-athlete's eligibility.  (Revised:  10/27/06) Physical Condition of Student-Athlete

Financial aid awarded to a prospective student-athlete may not be conditioned on the recipient reporting in satisfactory physical condition.  If a student-athlete has been accepted for admission and awarded financial aid, the institution shall be committed for the term of the original award, even if the student-athlete's physical condition prevents him or her from participating in intercollegiate athletics. Written Statement Requirement

In all cases, the institutional agency making the financial aid award shall give the recipient a written statement of the amount, duration, conditions and terms of the award. The chair of the regular committee or other agency for the awarding of financial aid to students generally, or the chair's official designee, shall sign or electronically authorize (e.g., electronic signature) the written statement. The signature of the athletics director, attesting to the committee's award, does not satisfy this requirement.  (Revised: 3/10/04) Hearing Opportunity. 

The institution’s regular financial aid authority shall notify the student-athlete in writing of the opportunity for a hearing when institutional financial aid based in any degree on athletics ability is to be reduced or canceled during the period of the award, or is reduced or not renewed for the following academic year. The institution shall have established reasonable procedures for promptly hearing such a request and shall not delegate the responsibility for conducting the hearing to the university’s athletics department or its faculty athletics committee. The written notification of the opportunity for a hearing shall include a copy of the institution’s established policies and procedures for conducting the required hearing, including the deadline by which a student-athlete must request such a hearing. (Revised: 1/9/06 effective 8/1/06, 4/3/07, 4/23/08) One-Year Period.

If a student's athletics ability is considered in any degree in awarding financial aid, such aid shall neither be awarded for a period in excess of one academic year nor for a period less than one academic year (see Bylaw 15.01.5).  (Revised:  4/27/06 effective 8/1/06)



institutional financial aid may be increased for any reason prior to the commencement of the period of the award. Once the period of the award begins, institutional aid may only be increased if the institution can demonstrate that such an increase is unrelated in any manner to an athletics reason. (Adopted: 1/11/94, Revised: 2/26/03, 4/23/08) Reduction or Cancelation Permitted

Institutional financial aid based in any degree on athletics ability may be reduced or canceled during the period of the award if the recipient: (Revised: 1/11/94, 1/10/95)

(a) Renders himself or herself ineligible for intercollegiate competition;

(b) Fraudulently misrepresents any information on an application, letter of intent or financial aid agreement (see Bylaw;

(c) Engages in serious misconduct warranting substantial disciplinary penalty (see Bylaw; or

d) Voluntarily (on his or her own initiative) withdraws from a sport at any time for personal reasons; however, the recipient's financial aid may not be awarded to another student-athlete in the academic term in which the aid was reduced or cancelled.  A student-athlete's request for written permission to contact another four-year collegiate institution regarding a possible transfer does not constitute a voluntary withdrawal.   (Revised: 1/10/92, 1/11/94, 1/10/95, 1/9/96, 12/13/05, 9/11/07) Fraudulent Misrepresentation

If a student-athlete is awarded institutional financial aid on the basis of declaring intention to participate in a particular sport by signing a letter of intent, application or tender, action on the part of the grantee not to participate (either by not reporting for practice or after making only token appearances as determined by the institution) would constitute fraudulent misrepresentation of information on the grantee's application, letter of intent or financial aid agreement and would permit the institution to cancel or reduce the financial aid. (Revised: 1/11/94) Misconduct

An institution may cancel or reduce the financial aid of a student-athlete who is found to have engaged in misconduct by the university's regular student disciplinary authority, even if the loss-of-aid requirement does not apply to the student body in general. (Revised: 1/11/94) Reduction or Cancelation Not Permitted

Institutional financial aid based in any degree on athletics ability may not be reduced or canceled during the period of its award: (Adopted: 1/16/93; Revised: 1/11/94, 12/11/07)

(a) On the basis of a student-athlete's athletics ability, performance or contribution to a team's success

(b) Because of an injury, illness, or physical or mental medical condition (except as permitted pursuant to Bylaw; or  (Revised:  1/14/08)

(c) For any other athletics reason. Athletically Related Condition Prohibition

An institution may not set forth an athletically related condition (e.g., financial aid contingent upon specified performance or playing a specific position) that would permit the institution to reduce or cancel the student-athlete's financial aid during the period of the award if the conditions are not satisfied. (Adopted: 1/16/93; Revised: 1/11/94) Decrease Not Permitted

An institution may not decrease a prospective student-athlete's or a student-athlete's financial aid from the time the prospective student-athlete or student-athlete signs the financial aid award letter until the conclusion of the period set forth in the financial aid agreement, except under the conditions set forth in Bylaw (Adopted: 1/11/94; Revised 4/2/03 effective 8/1/03

  • Office of Scholarships and Financial Aid, P.O. Box 210066, Tucson, AZ 85721
  • Phone: 520.621.1858
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